Detached House sold at 25 Bay Street, Tay, Ontario, L0K 2A0 - Victoria Harbour - MLS: S12921274

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25 Bay Street

Tay, Ontario, L0K 2A0 - Victoria Harbour

$649,000

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Neighbourhood

Victoria Harbour
Major Intersection

Park St/Bay St

Listed Since: 38 day(s)
Last update: 15 day(s) ago

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Overview

Property Type

Detached, Bungalow-Raised
Bedrooms

2 + 1
Bathrooms

3
Basement

Full + Fin W/O
Kitchen

1 + 1
Total Parking

3 (1 Attached Garage)
Lot Size

66x165 (Feet)
Taxes

$3,583.85 (2025)
Type

Freehold

Property Description

Property description for 25 Bay Street, Tay

RAISED BUNGALOW WITH IN-LAW SUITE POTENTIAL IN A SCENIC GEORGIAN BAY COMMUNITY! Welcome to this bright raised bungalow in the welcoming waterfront community of Victoria Harbour, just moments from the shores of Georgian Bay, where boating, kayaking, fishing and unforgettable sunset views are part of everyday life. Enjoy the convenience of walking to local essentials, including a grocery store, library, pharmacy, Oakwood Community Centre and Park, and schools, while the scenic Tay Shore Trail nearby invites you to explore miles of paved paths for cycling, walking and soaking in the area's natural beauty. A quick drive connects you to Midland for additional shopping, restaurants, marinas, healthcare services and everyday amenities. Inside, the bright open-concept main floor offers a welcoming kitchen, dining and living area designed for comfortable daily living and easy entertaining, complete with a sliding glass walkout to the back deck overlooking a private fenced yard with a garden shed for extra storage. Two bedrooms are found on the main level, including a comfortable primary suite with dual closets and a private 3-piece ensuite. The raised bungalow design allows for larger basement windows that fill the lower level with natural light, where a walk-out one-bedroom suite features its own open kitchen and living area, a natural gas fireplace and a 4-piece bath, offering excellent in-law suite potential and added flexibility. An attached single-car garage and a double driveway provide convenient parking, while the home's approximately 10-year age offers the benefits of modern construction standards, newer mechanical systems, and reduced maintenance compared to many older properties in the area. Set in a desirable Georgian Bay community that continues to attract year-round residents, cottage buyers, and investors, this #HomeToStay presents an exciting opportunity to embrace relaxed small-town living with space, comfort and versatility.

Listed by RE/MAX HALLMARK PEGGY HILL GROUP REALTY

Property details

MLS #

S12921274
Sq. Ft

1100-1500
Sq. Ft. Source

MLS
Lot Irregularities

Y
Year Built

6-15
Pool

None
Drive

Pvt Double
Garage

Attached, 1 spaces
Total Parking

3
Family Room

Y
Den

Y
Exterior

Alum Siding
Fireplace

Y
Roof

Asphalt Shingle
Foundation

Concrete
Elevator

N
Water View

n/a
Laundry Level

Lower
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

MLS #

S12921274
Sq. Ft

1100-1500
Sq. Ft. Source

MLS
Lot Irregularities

Y
Year Built

6-15
Pool

None
Drive

Pvt Double
Garage

Attached, 1 spaces
Total Parking

3
Family Room

Y
Den

Y
Exterior

Alum Siding
Fireplace

Y
Roof

Asphalt Shingle
Foundation

Concrete
Elevator

N
Water View

n/a
Laundry Level

Lower
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

Foyer

1.61 x 2.24 ft Main level

Tile Floor
Kitchen

3.49 x 5.77 ft Main level
Dining

3.8 x 3.02 ft Main level
Living

3.69 x 4.43 ft Main level
Primary

4.39 x 3.64 ft Main level

3 Pc Ensuite
2nd Br

3.27 x 2.95 ft Main level
Kitchen

3.46 x 1.98 ft Bsmt level
Dining

3.46 x 1.65 ft Bsmt level
Rec

3.46 x 3.81 ft Bsmt level

Fireplace
3rd Br

3.43 x 4.12 ft Bsmt level

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Property History

Property history for 25 Bay Street, Tay

This property has been sold 3 times before. Create your free account to explore sold prices, detailed property history, and more insider data.

Estimated price

Date

Price

Change

2026-03-25

$643,033

1.61%

Local Real Estate Price Trends for Detached in Victoria Harbour

Active listings

Average Selling Price of a Detached

April 2026

$528,750

Last 3 Months

$578,189

Last 12 Months

$600,072

April 2025

$701,875

Last 3 Months LY

$573,242

Last 12 Months LY

$604,045

Change

-25%

Change

-1%

Historical Average Selling Price of a Detached in Victoria Harbour

Average Selling Price

3 years ago

$755,543

Average Selling Price

5 years ago

$738,498

Average Selling Price

10 years ago

$409,000

Change

-30%

Change

-28%

Change

29%

How many days Detached takes to sell (DOM)

April 2026

Last 3 Months

Last 12 Months

April 2025

Last 3 Months LY

Last 12 Months LY

Change

-85%

Change

72%

Change

11%

Average Selling price

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Closing Cost Calculator

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Closing Cost Total for this property

Total Cash flow for purchasing this property

Purchase Price

First time home buyer

Down Payment($)

Down Payment(%)*

Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Purchase Price

Down Payment($)

Down Payment(%)*

First time home buyer

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.

Contact Manoj Kukreja

Sales Representative, Century 21 People’s Choice Realty Inc., Brokerage
(647) 576 - 2100

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